Expatriates

Why should you consider Expatriate insurance?

Protecting your employees on short term business trips is easily taken care of by business travel insurance. But there’s a lot more to consider when you relocate an employee and their family to another country.

The biggest difference between the UK and other countries’ health systems is that most don’t have a comparable ‘free to use’ National Health Service.

For expatriates this means that in addition to the things they'd expect to need medical insurance for, they could also face charges for things they’re used to having free access to at home – routine health maintenance, ante-natal care and childbirth, and the treatment of chronic health problems.

Major trauma (and the costs associated with evacuating a patient in countries where local hospitals aren’t of a high enough standard) are further risks that can involve very high costs outside the UK.

We can help you to find the right expatriate insurers for wherever you need cover. We’ll compare their strengths and weaknesses in Plain English and help you to negotiate the right amount of cover for the local conditions.